Best Church Giving Software
Online and recurring gifts, year-end statements and follow-up, all in the same chat as your people.
No contract · No per-person pricing
Aligned Giving
Growing churches with small teams and big responsibilities
- Giving, people and follow-up run from the same chat
- Text-to-give, recurring gifts and year-end statements built in
- Donors can cover the fee, so your church gets the full gift
- Aligned Giving is free ($0/mo), and all of Aligned Church comes with it
Price: Free ($0/mo), text-to-give included: card 2.9% + 30¢ and bank (ACH) 1% + 30¢ per gift
Start free with Aligned ChurchCompared on this page
- Aligned Giving
The short answer
Aligned Giving is the best church giving software for growing churches with small teams and big responsibilities: it's free ($0/mo), with online, recurring and text gifts, donors covering the fee and year-end statements. Aligned AI's unique chat-based interface can run your entire church, so your giving sits beside your people and follow-up. If the lowest giving bill is all you need, Planning Center Giving and Subsplash Giving cost less at most sizes, even with Planning Center's Giving plan, which climbs as your donations grow.
Updated October 19, 2026 · Prices verified October 7, 2026 · By the Aligned Team
We make Aligned. Aligned is best for growing churches with small teams and big responsibilities. Every fact about another tool comes from its own public pages, read on the dates listed under “How we compared”.
Aligned Giving is our pick for the best church giving software for growing churches with small teams and big responsibilities. Every platform still charges a percentage and a fixed fee on each gift, and some add a monthly plan, a charge for text-to-give or a contract on top.
At a glance
The 10 tools, ranked
| # | Tool | Best for | Capterra | Price |
|---|---|---|---|---|
| 1 | Aligned GivingOur pick | Growing churches with small teams and big responsibilities | 4.9Capterra | Free ($0/mo), text-to-give included: card 2.9% + 30¢ and bank (ACH) 1% + 30¢ per gift |
| 2 |  Planning Center Giving | Best for Planning Center churches | 4.7Capterra | Giving plan free up to 10 donations a month, then $15 to $239/month; Text2Give needs a $5/month number |
| 3 |  Subsplash Giving | Best for free text-to-give | 4.6Capterra | Giving alone $0/month: 2.99% + 30¢ per card gift, 1% per bank gift |
| 4 |  Tithely | Best for donor-covered fees | 4.7Capterra | Giving $0/month plus Text Giving $19/month: 2.9% + 30¢ per card gift (American Express 3.5% + 30¢), 1% + 30¢ per bank gift |
| 5 |  Vanco | Best for fast bank gifts | 4.6Capterra | GROW $0/month or THRIVE $54/month, plus per-gift fees |
| 6 |  easyTithe | Best for kiosk giving | 4.0Capterra | $19/month, $49/month or $75/month Pro, plus per-gift fees |
| 7 |  SecureGive | Best for multi-site churches | 4.4Capterra | Basic $149/month, Premium $299/month, Enterprise by quote |
| 8 |  Givelify | Best for giving in an app | 4.8Capterra | $0/month: 2.9% + 30¢ per gift (Visa, Mastercard, Discover) |
| 9 |  Donorbox | Best for fundraising | 4.8Capterra | Standard $0/month plus a 2.95% Donorbox fee; Pro $150/month (1.75%); processing fees on top; Text-to-Give $19/month |
| 10 |  Pushpay | Best for an all-in-one vendor | 4.2Capterra | Quote only, on a 1-, 2- or 3-year contract; its blog lists card gifts at 2.1% to 2.9% + 20¢ to 30¢ and bank gifts at 0.5% to 1.0% + 20¢ to 30¢, by volume |
Star ratings from each product's Capterra listing, read October 20, 2026.
How we ranked them
- Giving with the rest of your church: gifts beside your people, texting and follow-up.
- What comes with each gift: recurring, text and donor-covered gifts, and statements.
- The whole monthly bill: per-gift fees plus every monthly charge, text-to-give included.
- Moving and leaving: whether recurring gifts move over, and any contract.
The rankings
The best church giving software, ranked
- 1
Aligned Giving
Best overallBest for: Growing churches with small teams and big responsibilities
- Giving, people and follow-up run from the same chat
- Year-end statements for all donors at once
- We move your recurring gifts and saved cards (up to two months)
It's part of Aligned Church, so gifts sit beside your people, texting and follow-ups in one workspace you run by chatting.
Price: Free ($0/mo), text-to-give included: card 2.9% + 30¢ and bank (ACH) 1% + 30¢ per gift
Start free with Aligned Church - 2
Planning Center Giving
Best for Planning Center churchesBest for: Churches that already run on Planning Center
- 2.15% + 30¢ per card gift and 30¢ per bank gift (US)
- No contract, setup fee or cancellation fee
- Donors give weekly, every other week, twice a month or monthly
Every church pays the same published rates, but the Giving plan climbs from $0 to $239 a month as your donations grow, and cash and check gifts you record count too. Text2Give takes one-time gifts only.
Price: Giving plan free up to 10 donations a month, then $15 to $239/month; Text2Give needs a $5/month number
- 3
Subsplash Giving
Best for free text-to-giveBest for: Churches that already run Subsplash's app and website
- Giving alone has no monthly fee and no contract
- Text-to-give is free
- Bank gifts cost 1%, with no fixed fee
Its 2.3% + 30¢ card rate needs an exclusive Subsplash One agreement, priced by quote on a one- or two-year term.
Price: Giving alone $0/month: 2.99% + 30¢ per card gift, 1% per bank gift
- 4
Tithely
Best for donor-covered feesBest for: Churches that want donors to cover the processing fee
- No setup fee or contract
- Cover the Fees is on by default
- Integrates with QuickBooks Online
Its text giving adds $19/month, $228 a year, and takes cards only, unless you're on All Access ($119/month).
Price: Giving $0/month plus Text Giving $19/month: 2.9% + 30¢ per card gift (American Express 3.5% + 30¢), 1% + 30¢ per bank gift
- 5
Vanco
Best for fast bank giftsBest for: Churches on Realm, MinistryPlatform or another system Vanco connects to
- Bank gifts before 3 p.m. CST are typically available same day
- Connects to 60+ church management systems
- No contract or cancellation fee
Donors can add a convenience fee to offset processing, and text-to-give is $10 a month on GROW but included on THRIVE.
Price: GROW $0/month or THRIVE $54/month, plus per-gift fees
- 6
easyTithe
Best for kiosk givingBest for: Churches that want kiosk giving
- Online, text, app and kiosk gifts, plus a virtual terminal
- No contract on any plan
- Every plan lets donors help cover the fee
Every plan adds a 42¢ fixed fee to each gift.
Price: $19/month, $49/month or $75/month Pro, plus per-gift fees
- 7
SecureGive
Best for multi-site churchesBest for: Multi-site churches
- Online debit-card gifts at 1.75% + 30¢
- A flat $1.50 per bank gift, whatever its size
- Statements go to donors automatically
Basic takes online or kiosk gifts (not both) up to 2,000 a month, and text-to-give needs Premium.
Price: Basic $149/month, Premium $299/month, Enterprise by quote
- 8
Givelify
Best for giving in an appBest for: Churches whose donors give by card in an app
- Deposits arrive the next business day
- No signup, monthly, contract or cancellation fees
- Repeat gifts from daily to monthly, or on the 1st and 16th
It lists cards only and publishes no bank (ACH) option, and it has no text-to-give.
Price: $0/month: 2.9% + 30¢ per gift (Visa, Mastercard, Discover)
- 9
Donorbox
Best for fundraisingBest for: Churches that run fundraising campaigns alongside regular giving
- Free to start, with no setup fee
- Event ticketing and peer-to-peer pages built in
- Forms take cards, digital wallets and bank transfers
Its own fee comes on top of Stripe's, so a $100 donation-form card gift on Standard costs $5.45 or $6.15.
Price: Standard $0/month plus a 2.95% Donorbox fee; Pro $150/month (1.75%); processing fees on top; Text-to-Give $19/month
- 10
Pushpay
Best for an all-in-one vendorBest for: Churches that want giving, an app and church management from one vendor
- Deposits the full gift the next business day
- Text giving and recurring gifts included
- Retries declined gifts and prompts donors to update cards
Its organization terms set a 36-month first term unless your order form says otherwise, renewing automatically unless you give 90 days' notice.
Price: Quote only, on a 1-, 2- or 3-year contract; its blog lists card gifts at 2.1% to 2.9% + 20¢ to 30¢ and bank gifts at 0.5% to 1.0% + 20¢ to 30¢, by volume
About a minute
See Aligned Church at work
Pricing
Church giving fees, compared: Aligned Giving vs any platform
Pick the platform to compare, then set your church's numbers. Each side shows its rates and every monthly charge it takes to match Aligned Giving, which has no monthly fee and includes text-to-give: the platform's plan, a plan priced by your donations, and what it charges for text giving.
Compare Aligned Giving with
Pick any platform: its rates and every monthly charge update below.
About 183 donations a month (Planning Center's own rule: weekly attendance × .17 × 4.3), 128 of them online, an average gift of $109.
Aligned Giving
- Monthly charges
- $0
- Processing fees
- $311
- Total a month
- $311
- Total a year
- $3,737
No monthly fee, and all of Aligned Church comes with it
- Rates
- Card 2.9% + 30¢ · Bank 1% + 30¢
- Text-to-give
- Included free
- Donors cover the fee
- Yes, at checkout
- Contract
- None; cancel any time
Tithely
- Monthly charges
- $19
- Processing fees
- $311
- Total a month
- $330
- Total a year
- $3,965
Text Giving: $19
- Rates
- Card 2.9% + 30¢ · Bank 1% + 30¢; American Express 3.5% + 30¢
- Text-to-give
- $19/month, cards only, or in All Access ($119/month)
- Donors cover the fee
- Yes, on by default
- Contract
- None
At these numbers, Aligned Giving costs $228 less a year than Tithely.
Card gifts are priced at each platform's standard Visa and Mastercard rate; American Express costs more on most. Donations a month follow Planning Center's own rule, weekly attendance × .17 × 4.3, and every platform's fixed fee applies to each online gift. Fees are shown before any donor covers them. Each platform is on its cheapest published plan with text-to-give at your numbers. Pushpay publishes no price and Amplify Giving none, so neither can be priced here.
Tithely vs Givelify
- The same: no monthly fee for online giving, no contract, and 2.9% + 30¢ per card gift.
- Bank gifts: Tithely takes them at 1% + 30¢; Givelify lists cards only.
- Text giving: Tithely's is $19/month (cards only); Givelify has none.
- Deposits: Givelify deposits the next business day; Tithely deposits weekly unless you request daily deposits.
How to choose a church giving platform
- If your team is small and its workload keeps growing, and you want that work taken off its hands, with giving beside your people and follow-up and no monthly fee that climbs as your giving grows, choose Aligned Giving: it's free ($0/mo), text-to-give included, and all of Aligned Church comes with it.
- If you need giving, an app and church management from one vendor and a multi-year contract isn't a concern, Pushpay fits: read the contract as closely as the rate, since its terms run one to three years, with Pushpay as your only payment processor.
- If you're weighing a quote from Ministry Brands for Amplify Giving, ask for the whole fee schedule before you sign: it publishes no subscription price or processing rate.
What church leaders say about Aligned
Reviews from our Capterra and Uneed listings.
FAQ
Frequently asked questions
Aligned Giving, part of Aligned Church by AlignedAI, for growing churches with small teams and big responsibilities: it's free ($0/mo), with online, recurring and text gifts, donors covering the fee and year-end statements. Aligned AI's unique chat-based interface can run your entire church, so your giving sits beside your people and follow-up. If the lowest giving bill is all you need, Planning Center Giving and Subsplash Giving cost less at most sizes, even with Planning Center's Giving plan, which climbs as your donations grow.
It turns on how your church gives, so compare whole months, not rates: each platform's month is its fees on every online gift plus each monthly charge it takes to get online, recurring and text gifts. The calculator above prices any platform beside Aligned Giving at your church's numbers. Zeffy, a fundraising platform for nonprofits, charges the church nothing per gift and asks each donor for an optional contribution instead.
There's no subscription: Givelify charges no signup, monthly, contract or cancellation fees. Each donation costs 2.9% + 30¢ on Visa, Mastercard and Discover or 3.5% + 30¢ on American Express, and it lists cards only.
Per card gift they cost the same. Pick Tithely if your donors give by bank or by text (its text giving is $19 a month), and Givelify if they give by card in an app and next-day deposits matter most.
On most platforms here, yes. With Aligned Giving, donors can choose to cover the processing fee at checkout, and the church then receives the full gift. Givelify is the exception: the church pays the fee unless it offers donors an opt-in contribution that covers part of it.
Aligned Giving, built for growing churches with small teams and big responsibilities: it's free ($0/mo), text-to-give included, so nothing comes on top of the per-gift fees. A monthly charge weighs most when giving is small: SecureGive's Basic plan is $149 a month before any gift, and Tithely's text giving $19 a month.
Aligned Giving is card 2.9% + 30¢ and bank (ACH) 1% + 30¢ per gift, no monthly fee, text-to-give included, and all of Aligned Church comes with it. A church that keeps its own giving platform gets a 14-day free trial of Aligned Church, then pays $10/mo per module, up to $50/mo for all five.
Run your entire church by chat
Aligned AI's unique chat-based interface can run your entire church: giving, people, check-in, worship, texting and your website. Aligned Giving is free ($0/mo), and all of Aligned Church comes with it. No contract, no per-person pricing.
Start free with Aligned ChurchHow we compared
Every fact about another platform comes from its own public pages: pricing pages, help centers, terms and blogs, read on the dates below. We don't sign up for or log in to other companies' products. The calculator's totals are our arithmetic from those published rates and prices. Prices change, so each one is re-checked before this page goes live and every quarter after. Spot something out of date? Tell us and we'll fix it.
All 72 sources
- Planning Center Pricing: Only Pay for What Your Church Needs · read October 7, 2026 · archived copy
- Easy Online Giving for Churches | Planning Center Giving · read October 2, 2026
- Processing fees (Planning Center Help) · read October 2, 2026 · archived copy
- Cover the fee (Planning Center Help) · read October 2, 2026
- Set up text messaging (Planning Center Help) · read October 7, 2026
- Text2Give (Planning Center Help) · read October 2, 2026
- Recurring donations (Planning Center Help) · read October 2, 2026 · archived copy
- Bank transfer donations (Planning Center Help) · read October 2, 2026
- Online giving at Planning Center: Your biggest questions, answered (Planning Center blog, Jul 29, 2026) · read October 2, 2026
- Subsplash Pricing & Packages · read October 2, 2026
- Transaction Processing Fees (Subsplash Support, July 1, 2026) · read October 2, 2026
- Online Giving for Churches | Subsplash Giving · read October 2, 2026
- Setting up and using Text-to-Give (Subsplash Support) · read October 7, 2026
- Transfers & Deposits (Subsplash Support, August 12, 2026) · read October 2, 2026
- Subsplash One · read October 2, 2026
- Subsplash Terms and Conditions · read October 2, 2026
- Free Church Giving + Pricing for ChMS, Websites, and Apps | Tithely · read October 2, 2026 · archived copy
- Compare Tithely Pricing Options · read October 2, 2026 · archived copy
- #1 Easy-to-use Church Management Software | by Tithely · read October 2, 2026 · archived copy
- Text to Give for Churches | Tithely · read October 2, 2026 · archived copy
- Text to Give Fees? (Tithely help center, updated Aug 27, 2025) · read October 7, 2026
- "Cover the Fees" Explained (Tithely help center, updated Jul 29, 2026) · read October 2, 2026
- Terms of Service | Tithe.ly · read October 2, 2026
- Free Church Membership Software | Tithe.ly · read October 2, 2026
- Church Management Software Pricing: How to Calculate the Real Cost | Tithely · read October 2, 2026
- Vanco pricing · read October 7, 2026 · archived copy
- Vanco online giving for churches · read October 2, 2026 · archived copy
- Vanco Mobile church app · read October 2, 2026 · archived copy
- Vanco text giving for churches (FAQ) · read October 2, 2026
- Vanco and ACS Technologies Unite to Deliver More Connected Services and Solutions for Churches (Vanco newsroom) · read October 2, 2026
- easyTithe (home page) · read October 2, 2026
- easyTithe pricing · read October 7, 2026
- easyTithe FAQs · read October 2, 2026
- Why easyTithe · read October 2, 2026
- easyTithe Church Management · read October 2, 2026
- SecureGive Pricing · read October 2, 2026
- SecureGive FAQ · read October 2, 2026
- SecureGive Text to Give · read October 2, 2026
- SecureGive Donation Management · read October 2, 2026
- Givelify pricing · read October 2, 2026 · archived copy
- The cost for your organization to use Givelify (Givelify help center) · read October 2, 2026
- About Givelify pricing and terms of use (no contract) (Givelify help center) · read October 2, 2026
- Givelify Terms of Use (last updated November 18, 2025) · read October 2, 2026
- Debit/Credit Card Management (Givelify help center) · read October 2, 2026
- How to set up recurring gifts/donations (Givelify help center) · read October 2, 2026
- Difference between Givelify and text-to-give (Givelify help center) · read October 2, 2026
- Why you can't submit Givelify's Annual Giving Summary to the IRS (Givelify help center) · read October 2, 2026
- When to expect your year-end Giving Summary report (Givelify help center) · read October 2, 2026
- How to integrate with Planning Center (Givelify help center) · read October 2, 2026
- How to donate from a computer or tablet (Givelify help center) · read October 2, 2026
- Donorbox Pricing · read October 2, 2026
- How much does Donorbox cost? What are its fees? (Donorbox Help Center) · read October 2, 2026
- If a donor chooses to cover the processing fee, what fees are included in it? (Donorbox Help Center) · read October 2, 2026
- Ask Your Donors to Cover Processing Fees with Donorbox (Donorbox blog) · read October 2, 2026
- How to Compare Pricing and Value of Fundraising Platforms (Donorbox blog) · read October 2, 2026
- Donorbox: Event Ticketing Solution for Nonprofits · read October 2, 2026
- Donorbox: Text-to-Give Platform for Nonprofits · read October 7, 2026
- Donorbox Terms of Service · read October 2, 2026
- Pushpay: Find the perfect plan (plans page and FAQs) · read October 2, 2026
- Church Giving Software | Pushpay · read October 2, 2026
- The 8 best text-to-give platforms for churches in 2026 (Pushpay blog, updated June 2, 2026) · read October 2, 2026
- Best online giving platforms for churches (Pushpay blog, June 26, 2026) · read October 2, 2026
- Learning about Giving Page Settings & Options (Pushpay Help Center, Jun 26, 2026) · read October 2, 2026
- Additional Agreements for Organizations (Pushpay legal center) · read October 2, 2026
- Why Pushpay · read October 2, 2026
- Ministry Brands: Giving (Amplify Giving) · read October 2, 2026
- Ministry Brands: Amplify · read October 2, 2026
- Ministry Brands Legal Center (Payment Terms v3.0, Master Terms of Service v1.7) · read October 2, 2026
- Zeffy Pricing & Fees: 100% Free for Nonprofits · read October 2, 2026
- Zeffy Really Is Free: No Fees. No Catch. (Zeffy help center) · read October 2, 2026
- What is the contribution made towards Zeffy? Why was I charged extra? (Zeffy help center) · read October 2, 2026
- The Ultimate Guide to Text-to-Give Fundraising for Nonprofits (Zeffy blog) · read October 2, 2026
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